Service & death-claim lines + claim portals (verified Jun 2026) and each carrier's agent login / new-business e-App (verified Oct 2026). Pull up claims at the appointment; log in on your own agent credentials to write.
WHEN TO DIAL · from Pacific
Call each lead during their local prime — 8–10 AM and 5–8 PM their time. Here's when that lands on your Pacific clock:
Lead zone
Morning (your PT)
Evening (your PT)
Eastern (ET)
5–7 AM
2–5 PM
Central (CT)
6–8 AM
3–6 PM
Mountain (MT)
7–9 AM
4–7 PM
Pacific (PT)
8–10 AM
5–8 PM
⚠️ Idaho is split PT/MT — Kootenai County dials on Pacific. When in doubt, ask the lead their time at hello.